We're dedicated to helping our customers secure their future and protect the ones they love.

Protect the ones you love the most.

Help pay for final expenses with affordable whole life insurance.

MassMutual offers a variety of life insurance options and coverage amounts to fit your specific needs. For more information on these options call 1-844-383-7232 or click here.


You can choose a coverage amount that fits your needs. Coverage amounts range from $2,000 up to $25,000.


You can apply quickly without a medical exam. You just need to answer some basic health questions.


You can choose a policy that fits your family’s budget. Coverage starts at $6.16 per month.*

We created Simplified Issue Whole Life insurance to fit your unique coverage needs and budget. Coverage is issued by C.M. Life Insurance company (except in NY), a subsidiary of Massachusetts Mutual Life Insurance (MassMutual).

The average cost of an American funeral is $8,755.1

An affordable life insurance plan can help your family pay for your final expenses or other costs.

Family Afford

Would your family be able to afford your final expenses?

If you passed away suddenly, your family may have to pay for your funeral, burial or medical debts.

We know this is a hard topic to think about.

But if you prepare now, you can help shield your family from this difficult financial situation.

Simplified Issue Whole Life insurance can help

Simplified Issue Whole Life insurance can help.

It’s a simple and affordable life insurance policy that can help provide up to $25,000 for your final expenses.

Your family will have the freedom to use the benefit any way they want.

You can get covered quickly because you don’t have to submit to a medical exam.

Coverage starts at just $6.16 per month.*

Get started

We’re committed to helping you secure what matters most in your life.

Get your no-obligation quote.

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Standard & Poor’s


Fitch Ratings

Ratings apply to Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company. Ratings are as of 04/20/2018 and are subject to change.

1The median funeral cost of an adult funeral with viewing, burial and vault in the United States in 2017, according to the National Funeral Directors Association “Statistics” page, updated on January 4, 2018.

*As advertised, the $6.16 monthly premium is only applicable to non-tobacco 40-year-old women receiving $2,000 worth of MassMutual Simplified Issue Whole Life Insurance coverage.

Simplified Issue Whole Life (SIWL) is not a funeral or burial policy. It is a level premium, non-participating permanent policy issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 in New York and in all other states by C.M. Life Insurance Company, Enfield, CT 06082, a MassMutual subsidiary. Policy Form ICC18P1700-RM 0218.

This product is not available in all states. State variations may apply.

Agency services provided by LiveOps Agent Services, LLC; AR license #100108398 and/or by TZ Insurance Solutions; AR license #0100104637.

© 2018 Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, MA 01111-0001. All rights reserved.